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The Future of Shopping: Insights from Our Buy Now Pay Later App Case Study

Through the development of Exiro’s BNPL app, we accelerated our client’s progress towards FinTech services, assisting them in realigning the dynamics of the market. With the novel idea of the “buy now pay later” app, consumers may now use BNPL feasibility to shop online or pay their utility bills, and they can pay for the items when they receive their paycheck.

The Demand

One of the rapidly expanding FinTech services that assists consumers in dividing the cost of retail products or services into discrete installments, with the first installment to be paid quickly, is the Need Buy Now, Pay Later application.

With an exclusive BNPL application that can improve clients’ purchasing demands with payment flexibility, our client aimed to break into the FinTech sector. These are the problems that must be addressed,

  • Restricted mode of payment
  • Absence of Budgetary Support
  • Maximum interest rates
  • Restrict purchase protection
  • Reduced cash flow management flexibility

The plan of action

Taking into account the sophisticated requirements of our customer, our mobile development team created a workable and entertaining BNPL application. Taking into account the user-centric approach and data security as top priorities, we have integrated the finest features. To produce perfection, we at Exiro Digital adhere to a thorough online and mobile app development procedure. To assist our client in drawing in as many clients as possible who are looking for the feature’s usability when purchasing new goods or making utility bill payments, we have created a sophisticated FinTech application that focuses on the BNPL feature.

Home Screen

We created a user-friendly home screen that includes a pay now button for the most recent due payments, search payment alternatives, spend analysis, and additional personalized recommendations.

Shop Display

Our shop screen offered an excellent buying experience with its faultless navigation and well chosen assortment of products with recently viewed and featured discounts and deals.

Payment Screen

The list of past due bills, the next due dates, and the pay now button to pay off the debt on time are all displayed on the payment screen.

Greater Choices

The additional choices include an edit profit icon, order history, rewards and offers, stored products, settings menu, credit limit and eligibility, add payment method option, address management, help and support, and log out option.

Security Procedures

Different facets of security are addressed. They consist of endpoint security, cloud security, network security, data security, and application security.

1. We ensures that only authenticated and authorized users can access the system, preventing malicious attacks that are planned by unauthorized users.

2. Source code obfuscation techniques were used to render the source code unintelligible, making it more difficult to alter or reverse engineer the executable file of the released application.

3. Cloud instances are configured for automatic rollback of a certain version when needed and for frequent backups at regular intervals.

4. AWS instances and databases have their firewalls configured to permit restricted access.

The plan of action

Taking into account the sophisticated requirements of our customer, our mobile development team created a workable and entertaining BNPL application. Taking into account the user-centric approach and data security as top priorities, we have integrated the finest features. To produce perfection, we at Exiro Digital adhere to a thorough online and mobile app development procedure. To assist our client in drawing in as many clients as possible who are looking for the feature’s usability when purchasing new goods or making utility bill payments, we have created a sophisticated FinTech application that focuses on the BNPL feature.